You’re running late for work so you push the gas a little harder, and next thing you know there are flashing lights in your rearview mirror. You pull over, get the ticket, and you’re back on your way – only now you’re worried about how much the ticket will be and if there’s anything you can do to get out of it. Our traffic ticket attorneys in Raleigh are breaking down how much a speeding ticket is, the long term costs and consequences, and what you can do to reduce the expense.
How Much Is a Speeding Ticket
In North Carolina, a speeding ticket can range between as little as $10 all the way to $250.
- Driving 1 to 5 miles per hour (mph) over the posted limit: $10
- Driving 6 to 10 mph over: $15
- Driving 11 to 15 mph over: $30
- Driving 16 mph or more over the posted speed limit: $50
- Speeding any amount in a school or work zone: $250
These fees do not include additional fees or court costs which are a minimum of $188 in North Carolina.
Long Term Costs of a Speeding Ticket
While the speeding ticket itself is an unexpected expense, the real impact comes from the rise in your car insurance rates. After you get a ticket, it’s reported to the Department of Motor Vehicles, where your insurance company can access the information. Under NC laws, your auto insurance premium can raise between 30 and 80 percent.
Let’s look at the average annual car insurance costs and the average annual costs after a speeding ticket for a 40 year old individual to illustrate the costs:
- Full coverage for a 40 year old with a clean driving record: $1,075
- Full coverage with one speeding ticket over 16 mph: $1,568
- Liability (minimum) coverage: $411
- Liability with one speeding ticket over 16 mph: $603
Those are significant jumps in your annual premiums, and it’s usually three years or longer before the premiums return to the clean driver rate.
Reducing a Speeding Ticket
After getting a speeding ticket, you may consider simply paying it and moving on, but before you do (and before you get hit with a serious increase in insurance premiums), there are three options to reduce the ticket.
Request a Reduction
Depending on the case, you can request to get your speeding charge reduced to a lesser offense if you are:
- Over 18 with a valid NC driver’s license
- Don’t have a commercial driver’s license
- Were driving between 10 to 19 mph over the speed limit
- Were driving under 80 mph
Prayer for Judgement Continued
A prayer for judgement continued basically means you are pleading guilty and asking for mercy from the court. The judgement is postponed indefinitely so you won’t face the fine or higher insurance premiums, but you will still have to pay court costs. Also, you can only use one PJC once every three years per insurance policy, meaning if you use one and you have other family on your plan, they can’t use a PJC within the three-year period.
Working with a Speeding Ticket Lawyer
The best option to reduce or even eliminate a speeding ticket is to work with an experienced traffic ticket attorney. They know how to dispute a driving citation and will fight to have the ticket reduced or eliminated altogether..
Call Our Speeding Ticket Attorneys in Raleigh Today
Don’t let a minor mistake negatively impact your life for several years! Reach out to the Law Offices of J.M. Kotzker, P.C. to speak with a speeding ticket attorney in Raleigh with over 25 years experience about your options. We also work with clients in Fayetteville, NC and throughout Wake County, Johnston County, and Cumberland County. Call us at (919) 439-5104 or fill out the form below to get started.